“Give me neither poverty nor riches; feed me with the food that is needful for me.” – Proverbs 30:8

Benjamin Franklin said that “a small leak will sink a great ship.” This has proven true in marriage after marriage. Everyone knows that money can be a point of tension in a marriage, but it should never bring it down.

So our final financial discipline is for those who are married: engage your finances together. This is the task of learning to be content together and so avoid sinking your marriage. What are some ways to do this?

  1. Stop worrying about keeping up with the Joneses. Who knows, they might be swimming in debt just to maintain a lifestyle.
  2. Date nights don’t need to be expensive. Walk through a park together, watch a movie you already own, heat up a frozen pizza. Talk to each other!
  3. If you’re the “spender” in the marriage, then you need to make sure you actually look at the budget at least once a month. You need to feel the weight of the budget.
  4. Keep money in its place. Too much attention to the budget can be taxing. You’ll invest too much time in looking at the details, and you’ll bring undue stress on yourself and your spouse. Frugality and simplicity may not be common idols in our culture, but caring too much about them can harm us.

In Proverbs 30:7-8, King Agog wisely prayed for God to “give me neither poverty nor riches; feed me with the food that is needful for me.” Neither poverty nor riches. That’s the prayer of a wise man.

Remember this in your marriage. Money is a servant, not the master. Leaving a good financial legacy behind is worth striving for, but it’s far less valuable than the legacy of lifelong faithfulness. So learn to be content together.

Also published on Medium.